TON / Blockchain Risk Disclosure

Adpact's payments run on the TON blockchain, from a wallet you control, through a per-deal smart contract (the app calls it the "escrow"). That design keeps us from ever holding your money — but it also means you carry risks that don't exist with a card payment. Read this before funding or claiming anything.

1. Blockchain transactions are irreversible

Once a TON transaction is confirmed, it cannot be undone — not by you, not by Adpact, not by anyone. There is no chargeback, no "cancel", no support line that can pull a transaction back. The smart contract's own rules (payout, refund, timeout refund) are the only way funds move after you fund a deal.

2. Your wallet, your keys, your responsibility

• You alone control your wallet's private keys / recovery phrase. Anyone who has them has your money. We never see or store them and can never recover them for you.
• Every transaction you approve in your wallet is treated as authorized by you. If a device, extension, or person you trusted approves a transaction from your wallet, the blockchain executes it — we cannot distinguish it from you and cannot recover funds moved by an unauthorized-but-signed transaction.
• Losing access to your wallet means losing access to anything only that wallet can claim.

3. Funds sent to a wrong address are gone

Blockchain addresses have no "undo". If you send funds to a mistyped or wrong address — or approve a transaction that doesn't match what the app shows — we cannot retrieve them. Always fund and claim through the transaction the app builds for you, and verify in your wallet that the destination address and amount match what the deal screen shows, before approving.

4. Network, contract, wallet — and platform — risks

• Network conditions. TON, like any blockchain, can experience congestion, fee spikes, delays, or outages. A funding or claim transaction can take longer than expected to confirm; checks and settlement steps that depend on the chain can be delayed accordingly.
• Smart-contract risk. The per-deal contracts are software. They are tested, but no software is beyond all possibility of defects. A contract defect could delay or, in the worst case, prevent the movement of funds — including the timeout refund. You accept this risk when you fund a deal.
• Platform software risk. The Service's own automation — the delivery checks, live-post monitoring, notifications, the app itself — is software too. It can be wrong, late, or unavailable, and the Service is operated on a best-effort basis. The smart contract's rules, including the keyless timeout refund, operate on-chain independently of the app's availability.
• Wallet providers. Your wallet app is third-party software with its own bugs, outages, and update cycles. A wallet mis-displaying a transaction, failing to connect, or going offline is outside our control.
• Platform dependence. The Service runs inside Telegram; Telegram outages or policy changes can interrupt access to the app (the timeout refund exists precisely so your funds are never stranded by that).

5. Value fluctuation

Deals are priced and settled in Toncoin (TON). TON's market value fluctuates, sometimes sharply. The amount you lock in a deal or receive may be worth significantly more or less in your local currency by the time a deal settles. Adpact never compensates for exchange-rate movement, and holding TON at all carries market risk that is entirely yours.

6. No financial, investment, tax, or legal advice

Nothing in the Service — prices, fees, points, ratings, notifications, or any content — is investment, financial, tax, or legal advice. Cryptocurrency regulation and taxation differ by country and change; consult your own advisers about whether and how you may use TON where you live, and about your tax obligations on payments you make or receive.

7. Before you confirm anything

• Check the deal terms — creative, price, fee, posting window — before accepting; they freeze at funding.
• Check the transaction in your wallet — destination address and amount — against what the app shows, before approving.
• Fund only from a wallet you fully control (not an exchange deposit address), and only with funds you can afford to keep locked for the deal's full timeline, including the timeout period.

8. Contact & support

Questions about how settlement works: see the Refund & Dispute Policy. Anything else: Report a violation in the app (Settings → Report a violation), handled on a best-effort basis. We can explain how the system works — we cannot reverse blockchain transactions.